Most checking accounts unaffected by filing bankruptcy. Ask for advice.

If you have any outstanding or unpaid payday loans, check cashing loans, NSF checks, post-dated checks, checks by phone, and/or Surepay or autodraft authorizations, or if you owe a debt to the bank or credit union where you maintain any checking or savings account, you should bank elsewhere. If you continue to bank at the same bank where you have related debt or where you have issued such forms of payment, you run the risk that a creditor may present such items for payment legally or illegally and funds may be withdrawn from your account unexpectedly. Once such withdrawals occur, recovery of such funds is difficult and expensive and might be impossible, depending on the creditor’s actual rights at the time.